Mortgage Consultant, Assistant Vice President, Tustin, CA
Union Bank
 Tustin, CA

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we care about the details that matter most to our clients. We have our clients best interest in mind, drawing on more than 150 years of experience to understand their distinct needs and tailor our solutions. Were part of 180,000 colleagues around the globe striving to be the worlds most trusted financial group. Trust starts with a culture of putting people first and empowering you to achieve your potential. Join Union Bank, where being inspired is expected and creating results is rewarded.

We're looking for a Mortgage Consultant with outstanding interpersonal skills who will be responsible for originating conventional real estate loans through contacts with Realtors, builders, and developers. This role includes making sales calls to bank branches and providing services to customers seeking residential mortgage loans. As part of that, you will interview applicants and analyze their loan applications. In addition, the role ensures current loans meet the terms and negotiates terms of new loans with mortgagors.

Responsibilities:

  • Business development activities like calling on potential and existing customers and cross-selling bank products.
  • Stay on top of trends and developments in the local real estate market.
  • Be aware of changing rules and regulations pertaining to mortgages.
  • Provide sales and product training to Community Banking branches as needed.
  • Develop a marketing territory to educate the community regarding our CRA programs.
  • Typically requires a high school diploma or G.E.D. and must have excellent sales and customer relations.
  • Additional skills preferred in support of Private Banking:
    • Ability to communicate with high net-worth individuals and their advisors.
    • Ability to introduce Private Bank team members to self-sourced clients and assist in expanding/deepening relationships.
    • Understand advanced tax analysis and intricacies of wealth.
    • Superior understanding of UB guidelines and how to apply them in various situations.
    • Be able to think outside the box and find unique solutions that may apply to high net-worth clients. .

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.

Support