Financial Pacific Leasing - Credit Officer II - Federal Way

Umpqua Bank Tacoma, WA
As a Credit Officer, you will analyze and make credit decisions within assigned authority for credits ranging from $15M to $200M, including Equipment Leases and Financings for assets and customers of all types, while ensuring risk exposure consistent with the company's credit quality guidelines.

Functions

* Make credit decisions within assigned limits and consistent with FPL Credit Policy on lease applications, assignments and NPA contracts as requested

* Confirm the accurate entry of credit related data into the FPL credit scoring platform

* Review credits above assigned limit and make recommendations to an appropriate Credit Officer as needed

* Oversee daily activities of assigned Credit Officer and Credit Analyst, if needed

* Maintain familiarity with the transactions/activities for which the group is responsible

* Conduct employment interviews as assigned and make recommendations to management

* Assist in the training and development of staff to insure knowledge and compliance of company policies and procedures

* Make recommendations to management for improvements in department policies, procedures and reports

* Act as liaison between Credit Underwriting and other departments

* Set a professional example and encourage high standards of performance within the department and throughout the company

* Support and promote the company mission, culture and activities and act as an advocate for the group to the company

* Initiate and pursue methods for increasing internal and external customer satisfaction

* Demonstrate compliance with all bank regulations that apply to your position, and keep up to date on regulation changes.

* Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position.

Qualifications

* Bachelor's Degree in Finance, Accounting, or related field required.

* Three to five years of commercial credit underwriting experience.

* Ability to understand business relationships and business entity structures and their effect on financial condition and status

* Knowledge of standard concepts, practices, and procedures within the lending field with equipment leasing experience preferred

* Possess strong organizational, analytical, customer service, problem solving, and interpersonal skills

Physical Requirements and Working Conditions

Work involves:

* sitting

* walking

* lifting up to 25 pounds.

* occasional Travel

No relocation offered.

About Us

Financial Pacific Leasing provides commercial equipment leasing services to clients and vendors of Umpqua Bank and to prospects referred by Third Party Originators (TPOs). We are a leader in the leasing industry and we take pride in our employees. We strive to create a work environment that is rewarding, challenging and a fun experience. Umpqua Bank landed at #16 on Forbes' Best Banks list, made FORTUNE's list of Best Companies to Work for 8 years in a row, and ranked best bank in the Northwest region by J.D. Power & Associates!

Umpqua Bank is committed to employing a diverse workforce. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, protected veteran status, or disability.