Financial Institutions Examiner - Journeyman (Mortgage)

State of Arizona Phoenix, AZ
Arizona Department of Financial Institutions

Delivering results that matter by providing best in class support services.


All Arizona state employees operate within the Arizona Management System (AMS), an intentional, results-driven approach for doing the work of state government whereby every employee reflects on performance, reduces waste, and commits to continuous improvement with sustainable progress. Through AMS, every state employee seeks to understand customer needs, identify problems, improve processes, and measure results. State employees are highly engaged, collaborative and embrace a culture of public service.

Financial Institutions Examiner

Journeyman (Mortgage)

100 N. 15th Ave,

Phoenix, AZ 85007


The Arizona Department of Financial (ADFI) Institutions is seeking an experience Examiner Journeyman (Mortgage) to perform professional work of unusual difficulty in the examination and analysis of the conditions and overall operations of institutions/enterprises including conditions of credit, financial statements, internal controls, general operation and methods, trust operations, and mortgage portfolios.


* Examines complex records, accounts and securities portfolios of licensees; verifies that proper and lawful procedures are being followed, that securities are appropriate for licensee being examined and that loan portfolio is of such quality to be considered a bankable asset.

* Reviews financial documents used by licensees and verifies that financial accounting, controls and figures are in compliance with state and federal laws.

* Analyzes financial statements of licensees in order to make determinations on compliance with state and federal laws and regulations; Composes a consolidated statement of condition and report of income and expenses based on records, reports and accounts of licensees.

* Writes detailed reports based on examination, analysis and evaluation of data pertaining to specific licensees in accordance with established procedure and format.

* Conducts exit review to explain the details of the examination.

* Examines department files and other relevant data prior to examination of business records to determine scope of examination needed.

* Directs, instructs, and counsels subordinate examiners in carrying out a variety of tasks and reviews their work products.

* Conducts field investigations relating to reported violations or irregularities in business or practice; interviews complainants and other, examines evidence, recommends actions and writes detailed investigative reports.

* Confers with Unit Supervisor, presenting and resolving problems and questions, discussing plans and actions to be taken.

* Testifies in court or informal hearing as an expert witness.

* Other duties as assigned as related to the position.


Knowledge of:

* Generally accepted and regulatory accounting practices and principles and examination procedures.

* Policies and procedures established for the work units.

* Investigative techniques and reporting procedures.

* Computerized products used in examining and accounting systems and use of microcomputers.

* Managerial practices and supervisory techniques.

Skill in:

* Applying examining and accounting methods and techniques.

* Interpreting complex laws, rules and regulations.

* Applying federal and state laws, rules and regulations as they pertain to licensee's operations and activities.

* Researching, analyzing and interpreting complex financial data.

* Mathematical calculations.

* Using computerized products and microcomputer in the examination process.

* Using investigative methods and techniques and maintaining chain of evidence.

* Oral and written communications.

* Work management and leadership.

* Interpersonal relationships.


* Excellent oral and written communication skills to provide conclusions and work products to other examiners and financial licensee managers.

* Interpersonal skills to work well in a team environment and to interact with staff and management at various financial institutions.

* Be able to travel with overnight stays away from home base.


* Knowledge of laws pertaining to the Mortgage Industry. Prefer 5+ years in mortgage servicing, finance, or compliance.

* Past experience in examination or investigative work related to Financial Institutions. Prefer experience reporting financial data.

* Prefer professional designations such as Certified Public Accountants or Certified Fraud Examiners. Prefer BA in Accounting, Finance or Business.


* AZ Driver License


The Arizona Department of Administration offers a comprehensive benefits package to include:

* Sick leave

* Vacation with 10 paid holidays per year

* Health and dental insurance

* Retirement plan

* Life insurance and long-term disability insurance

* Optional employee benefits include short-term disability insurance, deferred compensation plans, and supplemental life insurance


Positions in this classification participate in the Arizona State Retirement System (ASRS).

Please note, enrollment eligibility will become effective after 27 weeks of employment.


If you have any questions please feel free to contact Luis Bustamante at [email protected]

Persons with a disability may request a reasonable accommodation such as a sign language interpreter or an alternative format by contacting Rick Mead at [email protected] Requests should be made as early as possible to allow time to arrange the accommodation. Arizona State Government is an AA/EOE/ADA Reasonable Accommodation Employer.