Sr. Credit Analyst

Master Lock Oak Creek, WI
JOB SUMMARY: Under the direction of the Manager, Global Shared Services, the position is responsible for maintaining a portfolio of accounts; performing credit analysis, monitoring and collection activities. This position will interact with the other functional areas including Customer Service, Sales, Distribution and Information Services.


* Manage the collection and overall credit risk for a portfolio of accounts; servicing the account with required documentation and customer contact to ensure timely payment of A/R balances.

* Maintain internal controls and procedures for the assurance of GAAP, SOX controls and segregation of responsibilities.

* Work with Sales Managers and Customer Service to resolve customer problems that affect short/over or non-payment as per invoiced.

* Perform customer account reconciliations.

* Evaluate credit applications using D&B and financial statement analysis and assign appropriate credit limits.

* Complete annual credit reviews through scoring models and financial statement analysis for existing customers.

* Participate in special projects and team goals as required.

* Participate in other tasks / projects as assigned or designated by manager.


* Demonstrates INTEGRITY



* ACTION - biased

* Fosters a WINNING spirit


* Business Insight: Apply knowledge of business and the marketplace to advance the organization's goals.

* Collaborate: Build partnerships and work collaboratively with others to meet shared objectives.

* Communicate Effectively: Develop and deliver multi-mode communications that convey a clear understanding of the unique needs of different audiences.

* Instill Trust: Gain the confidence and trust of others through honest, integrity and authenticity.

* Customer Focus: Build strong customer relationships and deliver customer-centric solutions.

* Drives Results: Consistently achieves results, even under tough circumstances.

* Decision Quality: Make good and timely decisions that keep the organization moving forward.

* Plans and Aligns: Plan and prioritize work to meet commitments aligned with organizational goals.

* Ensures Accountability: Holding self and others accountable to meet commitments.

* Collaborate: Build partnerships and work collaboratively with others to meet shared objectives.

* Manages Conflict: Handles conflict situations effectively, with a minimum of noise.

* Organizational Savvy: Maneuver comfortably through complex policy, process, & people-related organizational dynamics.

* Action Oriented: Take on new opportunities and tough challenges with a sense of urgency, high energy and enthusiasm.

* Manage Ambiguity: Operate effectively, even when things are not certain or the way forward is not clear.


* Bachelor's Degree in Business Administration, Accounting, Finance or similar educational background preferred.

* 5+ years of relevant credit and collection experience desired.

* Sound understanding of accounting practices and processes.

* Previous ERP system experience; Oracle (preferred).

* High energy, confident, and effective communicator in both written and verbal communications.

* Strong conceptual problem solving and reasoning skills.

* Experience in a continuous improvement or LEAN environment preferred.

* Proficiency with MS Office applications, including Word, Excel, and PowerPoint.

* Ability to adapt to change and work in a team-based environment.

The Master Lock Company is an equal opportunity employer. Applicants are considered for positions without regard to race, color, national origin, ancestry, religion, sex, sexual preference, age, disability, genetic information, military or veteran status, citizenship or any other characteristic protected by applicable federal, state or local law. The Master Lock Company also prohibits harassment of applicants or employees based on any of these protected categories.

To all recruitment agencies: Master Lock does not accept unsolicited agency resumes/CVs. Please do not forward resumes/CVs to our careers email addresses, Master Lock employees or any other company location. Master Lock is not responsible for any fees related to unsolicited resumes/CV

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