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The Construction Funding Analyst II position provides support to the company's construction lenders by reviewing and analyzing construction draw documentation to facilitate the funding of periodic construction loan draws. This position requires tactful customer service skills due to interactions with internal bank staff in multiple departments, bank customers, and other, external third parties involved in the construction loan draw process.
Essential Duties and Responsibilities
- Coordinate the assembly of essential construction loan draw documentation from various parties, both internal and external to the bank.
- Organize the workflow for construction loan draws, including follow up with lending staff, third party construction inspectors, insurance agents, title companies, attorneys, and/or bank customers for missing construction loan draw documentation, as necessary.
- Work closely with assigned lending staff to assist in specialized application of construction loan draw procedures, as unique construction lending opportunities require.
- Promote an outstanding customer experience by exemplifying prompt follow-up and proactive internal/external customer communication, proper etiquette, and all other professional customer service qualities to maximize the most out of the internal and external relationships.
- Maintain solid partnerships with all ancillary departments within the bank to include lending, Loan Admin, Credit Admin, Special Assets, and IT.
- Prepare memos and reports as needed.
- Stay informed of the latest changes and trends in compliance and credit policy.
- Operate in compliance with federal lending regulations, particularly Real Estate Settlement Procedures Act, Truth in Lending Act, Flood Disaster Protection Act, Homeowners Protection Act, and Home Mortgage Disclosure Act.
- Position requires compliance with all banking regulations, particularly the Bank Secrecy Act/Anti Money Laundering regulations.
- Produce BSA/AML related reports as appropriate.
- Perform other duties and responsibilities as assigned.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
- Ability to read, write, analyze, and comprehend simple instructions, routine business correspondence, financial reports, and/or legal documents.
- Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations.
- Ability to read and interpret construction-related documents, such as construction budgets and schedules, architect/engineer reports, Title Company endorsements, AIA pay applications, and third-party construction inspection reports.
- Ability to write routine reports and business correspondence
- Ability to professionally respond in writing to customer complaints, regulatory agencies, or other members of the business community
- Ability to meet deadlines and manage problematic situations in a diplomatic manner
Education and/or Experience
- HS Diploma/GED required
- Construction-related post-secondary degree or certification preferred
- One to three years construction industry experience or construction loan administration experience required
- MS Office programs
- Moderate understanding of the bank's operating systems to include Lending Cycle, Argo, and Synergy or relative prior experience with similar operating systems
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.