Loan Technician

Department Of Agriculture Huntsville, TX
* Duties

Help Duties Summary

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The Loan Technician has responsibility for assisting with loan/grant-making and loan/grant servicing for programs administered by the agency to include single-family housing, multi-family housing, rural facilities, rural utilities and/or rural business and cooperative programs.

* Responds to inquiries of a technical nature from RD field offices, lenders, attorneys, congressional staff, and others concerning programs with regard to eligibility and other requirements for loans, grants and loan guarantees.

* Reviews and analyzes various loan/grant-making and related documents for the purpose of processing and servicing.

* Explains programs to customers and responds to technical inquiries from internal or external customers.

* Reviews various loan-making, loan-servicing, and related documents, forms and materials submitted for completeness, accuracy of information, and conformity to established procedures and requirements.

* Develops and runs reports and prepares spreadsheets to track items such as funds allocations, funds usage, delinquencies, unliquidated obligations, rental assistance, tenanent vouchers, etc.

* Prepares and reviews closing related documents to ensure adequacy, completeness, accuracy of information, and to ensure conditions are met in advance of closing or issuance of RD Guarantees.

* Performs routine clerical functions such as phone coverage, mail, monitoring supplies, timekeeping duties.

Travel Required

Occasional travel - When required

Supervisory status


Promotion Potential


Who May Apply This job is open to…

Current permanent USDA Rural Development (RD) employees with competitive status and USDA CTAP/RPL eligibles in the local commuting area.

Questions? This job is open to 2 groups.

* Job family (Series)

1101 General Business And Industry

* Requirements

Help Requirements Conditions of Employment

* Entrance on duty is contingent upon completion of a pre-employment security investigation. The position may require a Confidential, Secret, or Top Secret security clearance or be subject to a Public Trust background investigation at the time of appointment, and may be subject to reinvestigation every five years thereafter. A favorable adjudication of the clearance or background investigation at the time of appointment and on reinvestigations is a condition of employment.

* Travel will be required.

* Must possess and maintain a valid driver's license as a condition of employment.


Applicants must meet all qualifications and eligibility requirements by the closing date of the announcement (or date of referral if OCR) including time-in-grade restrictions, specialized experience and/or education, as defined below.


Specialized experience is required to qualify for this position. Specialized experience is experience which is typically in or related to the position to be filled and which has equipped the applicant with the particular knowledge, skills and abilities to successfully perform the duties of the position. To be creditable, specialized experience must have been equivalent to at least one year in the next lower grade level in the normal line of progression for the occupation in the organization.

Time in grade: Applicants must meet one year at the next lower grade to be considered for the next higher grade. (e.g. one year at the GS-05 grade level for consideration for the GS-06 grade level.)

For GS-06 level : Applicants must have 1 year of specialized experience equivalent to at least the GS-05; or its non-Federal equivalent that demonstrates: the use of specialized clerical assistance to perform a full range of standard and non-standard assignments resolving a variety of non-recurring mortgage loan/grant problems and including a variety of assignments having different unrelated steps, processes, or methods such as processing mortgage loan/grant transactions for credit programs, commercial, real estate, or other loan/grant programs having similar characteristic but requiring the use of different steps, procedures or methods to complete the process. Experience may have been gained in work comparable to examining mortgage loan/grant program applications for completeness, discrepancies, meeting eligibility requirements, and other special requisites and identifying situations that are inconsistent with previous experience in similar situations using available information, regulations, or other guidelines or may involve fraud, etc. There is no substitution of education for experience at the GS-06 level.

Time in grade: Applicants must meet one year at the next lower grade to be considered for the next higher grade. (e.g. one year at the GS-06 grade level for consideration for the GS-07 grade level.)

For GS-07 level : Applicants must have 1 year of specialized experience equivalent to at least the GS-06; or its non-Federal equivalent that demonstrates: evaluative judgment within well defined, commonly occurring aspects of more than one type of functional specialization such as processing transactions for various and unrelated credit programs, commercial, real estate or other mortgage loan programs. Assignments operate using different sets of rules, regulations, and procedures and knowledge of such procedures is usually attained through extensive, increasingly difficult, and practical experience with the programs worked. Other types of qualifying experience may include review of financial documents ensuring compliance with mortgage loan agreements and legal descriptions, or other types of complex mortgage loan making or servicing experience. There is no substitution of education for experience at the GS-07 level.

For more information on the qualifications for this position, click here:

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.