Senior Credit Risk Analyst - Modeling & Research

BMW Group Hilliard, OH
BMW Financial Services NA, LLC is one of the 26 worldwide subsidiaries of the Financial Services Division of BMW AG. Our momentum is moving at such a rapid pace that we continually exceed average international growth rates and we constantly create new opportunities for our employees worldwide. Be a part of our exciting growth by expressing an interest in our Senior Credit Risk Analyst - Modeling & Research position located at our Hilliard, Ohio office.

As the Senior Credit Risk Analyst– Modeling & Research you are responsible for conducting data analysis of the US automotive portfolios in order to identify and quantify risk exposure, and for delivering insight from data which is actionable and will drive revenue growth, cost reduction, risk exposure optimization, or meet new regulatory requirements. You will provide management with data-driven analysis and recommendations to control risk costs and portfolio losses.

You will develop, monitor, document and maintain credit risk management mathematical/statistical models and ensure that models are updated and validated as needed. You will also create and monitor tracking reports to assure model integrity over time. You will also manage the development and usage of all externally-developed scoring models, including custom-developed and judgmental scorecards.

In this role, You will research, recommend, and lead projects to improve the data warehouses, data marts, and SAS business intelligence environment, including the improvement of data quality, query performance, data availability, ease of use, etc. You will stay up-to-date on best practices and emerging technologies in SAS programming, reporting and business intelligence, and relational database design and management

Join the BMW Financial Services team and enjoy a high-performance benefits package which includes:

Company paid medical, dental and vision insurance

Employee car program

401(k) savings plan

Retirement Income Account (RIA)

Even more so than the generous compensation and benefits, the culture and values of BMW Financial Services make it the ultimate working environment. These values include such things as, Responsibility, Appreciation, Transparency, Trust and Openness. We allow these values to guide the way we conduct ourselves and our business.

What are you waiting for? Put yourself in the driver's seat of your career and apply for our Senior Credit Risk Analyst - Modeling & Research position today!

Minimum Requirements:

Bachelor's Degree with concentration in Mathematics, Statistics, Engineering, Economics, Econometrics, Accounting, or related field.

3-5 years credit risk analysis and forecasting model development, including forecasting of PDs and LGDs experience

1-2 years experience in automotive risk management or similar analytically based role in consumer finance

3-5 years demonstrated technical proficiency in SAS products including Base SAS, SAS STAT, SAS ETS, Enterprise Guide, and Enterprise Miner

Ability to develop and maintain complex SS routines expired

3-5 years advanced skills in MS Excel, Word, and PowerPoint

Knowledge of statistical concepts such as logistic regression


Masters or PhD Degree

2-3 Years Consumer credit experience.

2-3 Years: Advanced skills MS Excel, Word, and PowerPoint required