Centralized Mortgage Banker--Brookfield

The Centralized Mortgage Banker will be responsible for responding to customer requests for mortgages. They will work with customers over the telephone and walk them through the mortgage loan process. Incumbents will prequalify prospective home buyers and advise them on financing alternatives, manage the loan pipeline and work with the customers to close loans.

This position will respond to customer requests for information on mortgages and will assist customers with their mortgage needs. Through providing exceptional customer service and advocacy, the role will build, maintain and expand customer relationships in order to generate business opportunities and referrals to other lines of business. In addition, the Centralized Mortgage Banker will provide guidance to customers throughout the mortgage application and processing activities and will match customers to the appropriate mortgage product.

This position will ensure sales efforts are aligned with company mortgage growth and profitability objectives.

Education and Experience:

* Bachelor's degree preferred

* 1 to 2 years of mortgage experience with a reputable financial services organization – or equivalent work experience


* This position requires Credit Qualification. The incumbent must possess a basic level of Credit knowledge and skills and a basic level of Portfolio Management knowledge and skills according to the standards established within the Credit Qualification Process Policies & Procedures.

* In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements

* Understanding of the credit and lending process and related systems

* Mortgage product knowledge

* Ability to match customer mortgage needs with appropriate mortgage product


* Strong interpersonal, sales and customer service skills

* Strong communication and relationship building skills

* Strong negotiation skills

* Demonstrated PC/computer skills with solid understanding of MS Office and the ability to use the Bank's loan origination system and other applicable mortgage applications

* Good analytical skills

* Strong organizational skills

Hours: availability to work between 8 am - 6 pm

For employees who will be working in the U.S. the following applies: This position will act as an originator of consumer loans as defined by the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act) and the Bank will instruct you on how to comply with the requirement to register with the Nationwide Mortgage Licensing System Registry.

We're here to help

At BMO Harris Bank we have a shared purpose; we put the customer at the center of everything we do – helping people is in our DNA. For 200 years we have thought about the future—the future of our customers, our communities and our people. We help our customers and our communities by working together, innovating and pushing boundaries to bring them our very best every day. Together we're changing the way people think about a bank.

As a member of the BMO Harris Bank team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://bmoharriscareers.com.

BMO Harris Bank is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. BMO Harris Bank is an Equal Opportunity Employer for all, inclusive of Minorities, Women, Veterans, and Persons with Disabilities.