Finance Analyst

Job Description:
The Associate Commercial Underwriter, Credit Risk Management is the secondary level of review of Business to Business (B2B) credit applications. The Associate Commercial Underwriter utilizes credit application data supplemented by financial statement analysis to identify the creditworthiness of business customers seeking handset and service plans of TMUS. The Associate Commercial Underwriter will work within the confines of several key departmental controls to facilitate review, assessment and decisioning within a prescribed service level and turnaround. The Associate Commercial Underwriter must provide a high level of customer service to partners both inside of and outside of TMUS.

YOUR RESPONSIBILITIES
• Decision credit applications of business clients applying for TMUS service and handsets. This includes analysis of applicant’s credit information and business financial statements and/or tax returns.
• Participate in the Employee Involvement (EI) team in Credit focused primarily on system automation, process documentation & standardization, process improvement projects
• Monitor applicant’s creditworthiness, using periodical information of their financial status and industrial environment. Provide ongoing credit monitoring.
• Also responsible for other Duties/Projects as assigned by business management as needed.

YOUR QUALIFICATIONS
• 1-2 years’ experience in commercial lending /banking background preferred
• 1-2 years financial statement analysis experience
• Associate or Bachelor's degree in business, accounting, finance, economics or related field
• Ability to work weekends (shift could be over weekend with 2 days off during week)
• Proficient in MS Office & Excel
• Experience with CRM platforms preferred 

Required Qualifications:
At least 1 year relevant experience required. Determines cost of operations by establishing standard costs; collecting operational data. Identifies financial status by comparing and analyzing actual results with plans and forecasts. Guides cost analysis process by establishing and enforcing policies and procedures; providing trends and forecasts; explaining processes and techniques; recommending actions. Improves financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management. Reconciles transactions by comparing and correcting data. Maintains database by entering, verifying, and backing up data. Recommends actions by analyzing and interpreting data and making comparative analyses; studying proposed changes in methods and materials. Increases productivity by developing automated accounting applications; coordinating information requirements. Protects operations by keeping financial information confidential. Maintains technical knowledge by attending educational workshops; reviewing publications. Contributes to team effort by accomplishing related results as needed. **NOT ELIGIBLE FOR PLACEMENT OTHER THAN ONSITE** 

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