Credit Analyst
Ballston Spa National Bank
 Ballston Spa, NY

Be a Better You at BSNB!

Join a dynamic, growing financial institution where your contributions make an impact!

BSNB is seeking an experienced Credit Analyst to join our growing Credit Administration department. This individual will be responsible for underwriting loan requests and assessing credit risk by utilizing a client's business plan, financial statements and related materials provided in conformity with standard financial statement reporting requirements and the bank's lending policies. Candidate will work closely with BSNB's Commercial Lending team and communicate with clients to obtain such materials in preparation of loan approval memoranda and credit file updates. In addition, this position will be responsible for construction loan monitoring, appraisal reviews and the preparation of various portfolio management reports.

The ideal candidate will have a minimum of 3-5 years' Credit Analyst experience. Associate's degree in Business, Finance or related field required, Bachelor's preferred.

At BSNB, we actively recruit individuals who place a high value on customer service and building customer relationships. BSNB provides a friendly and challenging work environment in addition to competitive salary and a comprehensive benefits package including paid time off, 401(k) with a company match and discretionary contribution, cash balance pension plan, and tuition reimbursement.

If your experience and interests match our requirements, we want to hear from you!

BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.